I wore this for the first time today in 2 degrees C weather and I was as warm as anything! As some reviews have pointed out, it did get a bit too warm/sweaty at time (resulting in me having to unzip it slightly) but not exactly the worst thing ever, you are cycling after all!!
Only downside that I can see so far is I wish the back panel had much more reflective material as it is all black on this so not ideal. Aside from that, I'm very happy and for the money, you can't go wrong!!
Stylish and well made.
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